Overview

Direct is in early access. To request Direct access, contact hi@natural.com.

An ACH payment (ach_*) moves money between a Wallet and an External party account directly over ACH. Create one with a direction, an integer amount in the minor units of the currency, the destination account, and a company entry description that appears on the recipient’s bank statement:

{
  "data": {
    "attributes": {
      "direction": "credit",
      "amount": 25000,
      "currency": "USD",
      "externalPartyAccountId": "epa_550e8400e29b41d4a716446655440000",
      "companyEntryDescription": "PAYOUT"
    }
  }
}

A payment starts CREATED and moves to PROCESSING once submitted to the network. It ends SETTLED, FAILED, RETURNED, or CANCELED — you can cancel it before submission. The ach.* webhook events fire as the payment progresses.

⌘I

Agents

Customers

Payments

Transactions

Transfers

Payment Requests

Approvals

Limits

Parties

Party Invitations

Wallets

Wallet Access

External Accounts

Direct

API keys

Agent keys

Webhooks

Events

Errors

Overview