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Direct is in early access. To request Direct access, contact hi@natural.com.
An external party (epty_*) is an individual or business not on Natural, with whom you can transact over Direct rails like ACH. Banking details attach to them as External party accounts. Create an external party with its kind — individual or business — and a name. Email, phone, and a mailing address are optional; Natural normalizes phone numbers to E.164.
The response returns the new party’s ID. Reference it when you store banking details, then move money to those accounts with an ACH payment.