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Limits cap how much money can move without additional approval. This section manages your account limits, a setting on your Party rather than a resource of its own: one cap per transaction, one per day, and one per month. Account limits are the backstop over everything you and your agents do.

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Holds, not blocks

A limit never hard-blocks a payment. A movement that breaches a cap still succeeds as an API call, but no money moves: it holds as an Approval until someone approves or denies it.

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Three gates

Account limits are one of three gates a movement can pass through. Agent limits live on the Agent and hold one agent to a tighter budget; connection limits are set by your customer when they authorize an agent. Every applicable gate must clear, so in effect the tightest cap wins. See the Limits guide for how they compose.

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Who sets them

You do, from a user session, an API key, or the dashboard. An agent can read the caps that gate it, so it can explain why a payment was held, but it can never set, raise, or remove them.