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Address the recipient by email, phone, party id, agent id, or handle. If they are new to Natural, Natural sends a claim link and onboards them when they claim the funds.
The response returns the payment id (pay_*) and its initial status:
A recipient who is not on Natural yet comes back as PENDING_CLAIM. Natural emails or texts them a claim link and moves the money once they onboard and claim it.
The payment draws from the sending party’s default wallet. Pass walletId (wal_*) to spend from a specific wallet instead. Once sent, track the payment to follow it from PROCESSING to COMPLETED, or cancel it before it settles.