Natural wallets hold your money in FDIC-insured1 accounts. You have access to Standard
wallets as well as a Vault. Money held in a Vault can’t be moved out by an agent.
Your agent can:
- Check balances and watch activity across each wallet you give it access to
- Transfer between your wallets, like topping up a spending wallet from Vault
- Fund payments from the wallet you choose, within transaction or velocity limits you set
1
Start with your default wallet
Your party gets one automatically. It receives payments and funds outgoing ones unless you say
otherwise.
2
Link a bank and fund it
Connect an external account and fund your wallet.Read more: Deposit and withdraw.
3
4
Put your agent on it
Attach an agent to a wallet and it can check balances, move money between your wallets, and
fund payments. Agents always respect limits you set.Read more: Manage agent wallet access and
Set agent limits.
1 Natural is a financial technology company, not an FDIC-insured depository institution. FDIC deposit insurance covers the failure of an insured depository institution. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Deposits in Wallet accounts are FDIC-insured through Column N.A., Member FDIC, and Column’s Sweep Program Network Banks.