Link test bank account
curl --request POST \
--url https://api.sandbox.natural.com/simulations/external-accounts/link \
--header 'Authorization: Bearer <token>' \
--header 'Idempotency-Key: <idempotency-key>'import requests
url = "https://api.sandbox.natural.com/simulations/external-accounts/link"
headers = {
"Idempotency-Key": "<idempotency-key>",
"Authorization": "Bearer <token>"
}
response = requests.post(url, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'Idempotency-Key': '<idempotency-key>', Authorization: 'Bearer <token>'}
};
fetch('https://api.sandbox.natural.com/simulations/external-accounts/link', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.sandbox.natural.com/simulations/external-accounts/link",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Idempotency-Key: <idempotency-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.sandbox.natural.com/simulations/external-accounts/link"
req, _ := http.NewRequest("POST", url, nil)
req.Header.Add("Idempotency-Key", "<idempotency-key>")
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.sandbox.natural.com/simulations/external-accounts/link")
.header("Idempotency-Key", "<idempotency-key>")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.sandbox.natural.com/simulations/external-accounts/link")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '<idempotency-key>'
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"data": [
{
"type": "externalAccount",
"id": "eac_550e8400e29b41d4a716446655440007",
"attributes": {
"bankName": "Natural Test Bank",
"accountName": "Test Checking",
"accountType": "checking",
"lastFour": "0000",
"status": "active",
"connectionStatus": "active",
"availableMethods": [
"standard"
],
"createdAt": "2026-01-04T15:30:00Z",
"tags": {}
},
"relationships": {
"party": {
"data": {
"type": "party",
"id": "pty_550e8400e29b41d4a716446655440008"
}
}
}
}
],
"meta": {
"pagination": {
"hasMore": false,
"nextCursor": null
},
"rejectedAccounts": []
}
}{
"errors": [
{
"code": "invalid_value",
"detail": "The information you entered isn't valid. Please check it and try again.",
"status": "400",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "unauthenticated",
"detail": "Authentication is required.",
"status": "401",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "forbidden",
"detail": "You do not have permission to perform this action.",
"status": "403",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "not_found",
"detail": "The requested resource was not found.",
"status": "404",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "conflict",
"detail": "The request conflicts with the current resource state.",
"status": "409",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "invalid_value",
"detail": "The information you entered isn't valid. Please check it and try again.",
"status": "422",
"source": {
"pointer": "/data/attributes/email"
},
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "mfa_required",
"detail": "MFA verification required",
"status": "428",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "rate_limited",
"detail": "Too many requests. Please try again later.",
"status": "429",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "server_error",
"detail": "Something went wrong.",
"status": "500",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "not_implemented",
"detail": "This operation is not available.",
"status": "501",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "bad_gateway",
"detail": "We couldn't complete that request because one of Natural's services returned an unexpected response. Please try again.",
"status": "502",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "service_unavailable",
"detail": "The service is temporarily unavailable.",
"status": "503",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}Simulations
Sandbox: Link a test bank account
Link a test bank account to your own party
POST
/
simulations
/
external-accounts
/
link
Link test bank account
curl --request POST \
--url https://api.sandbox.natural.com/simulations/external-accounts/link \
--header 'Authorization: Bearer <token>' \
--header 'Idempotency-Key: <idempotency-key>'import requests
url = "https://api.sandbox.natural.com/simulations/external-accounts/link"
headers = {
"Idempotency-Key": "<idempotency-key>",
"Authorization": "Bearer <token>"
}
response = requests.post(url, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'Idempotency-Key': '<idempotency-key>', Authorization: 'Bearer <token>'}
};
fetch('https://api.sandbox.natural.com/simulations/external-accounts/link', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.sandbox.natural.com/simulations/external-accounts/link",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Idempotency-Key: <idempotency-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.sandbox.natural.com/simulations/external-accounts/link"
req, _ := http.NewRequest("POST", url, nil)
req.Header.Add("Idempotency-Key", "<idempotency-key>")
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.sandbox.natural.com/simulations/external-accounts/link")
.header("Idempotency-Key", "<idempotency-key>")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.sandbox.natural.com/simulations/external-accounts/link")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Idempotency-Key"] = '<idempotency-key>'
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_body{
"data": [
{
"type": "externalAccount",
"id": "eac_550e8400e29b41d4a716446655440007",
"attributes": {
"bankName": "Natural Test Bank",
"accountName": "Test Checking",
"accountType": "checking",
"lastFour": "0000",
"status": "active",
"connectionStatus": "active",
"availableMethods": [
"standard"
],
"createdAt": "2026-01-04T15:30:00Z",
"tags": {}
},
"relationships": {
"party": {
"data": {
"type": "party",
"id": "pty_550e8400e29b41d4a716446655440008"
}
}
}
}
],
"meta": {
"pagination": {
"hasMore": false,
"nextCursor": null
},
"rejectedAccounts": []
}
}{
"errors": [
{
"code": "invalid_value",
"detail": "The information you entered isn't valid. Please check it and try again.",
"status": "400",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "unauthenticated",
"detail": "Authentication is required.",
"status": "401",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "forbidden",
"detail": "You do not have permission to perform this action.",
"status": "403",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "not_found",
"detail": "The requested resource was not found.",
"status": "404",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "conflict",
"detail": "The request conflicts with the current resource state.",
"status": "409",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "invalid_value",
"detail": "The information you entered isn't valid. Please check it and try again.",
"status": "422",
"source": {
"pointer": "/data/attributes/email"
},
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "mfa_required",
"detail": "MFA verification required",
"status": "428",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "rate_limited",
"detail": "Too many requests. Please try again later.",
"status": "429",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "server_error",
"detail": "Something went wrong.",
"status": "500",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "not_implemented",
"detail": "This operation is not available.",
"status": "501",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "bad_gateway",
"detail": "We couldn't complete that request because one of Natural's services returned an unexpected response. Please try again.",
"status": "502",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}{
"errors": [
{
"code": "service_unavailable",
"detail": "The service is temporarily unavailable.",
"status": "503",
"meta": {
"supportId": "req_a1b2c3d4e5f6"
}
}
]
}Links a test bank account to your own party. It behaves like any external account for deposit and withdrawal testing.
Authorizations
Bearer authentication: send your API key, agent key, or OAuth access token as Authorization: Bearer <credential>.
Headers
Unique key for safely retrying a request without creating duplicates.
Maximum string length:
255Deprecated: agent identity comes from the credential. Sending this header with a party API key or user credential returns 403 agent_credential_required.
Maximum string length:
36Pattern:
^agt_[0-9a-f]{32}$Caller-chosen identifier for the agent run, session, or conversation, required when an agent moves money.
Maximum string length:
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