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  <url>
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  <url>
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  <url>
    <loc>https://docs.natural.com/api-reference/sandbox/card-fixtures</loc>
    <lastmod>2026-10-01T04:38:52.705Z</lastmod>
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  <url>
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  <url>
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  <url>
    <loc>https://docs.natural.com/api-reference/simulations/create-test-customer</loc>
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    <lastmod>2026-08-04T05:27:18.450Z</lastmod>
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    <lastmod>2026-08-04T05:27:18.456Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/simulations/disconnect-customer</loc>
    <lastmod>2026-09-02T22:04:25.120Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/simulations/fail-realtime-payment</loc>
    <lastmod>2026-09-04T21:25:27.471Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/simulations/fail-wire</loc>
    <lastmod>2026-09-13T23:18:31.597Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/simulations/fulfill-payment-request</loc>
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    <loc>https://docs.natural.com/api-reference/simulations/fund-test-customer</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/simulations/link-test-bank-account</loc>
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    <loc>https://docs.natural.com/api-reference/simulations/revoke-agent-connection</loc>
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  <url>
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    <lastmod>2026-09-22T01:34:22.150Z</lastmod>
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  <url>
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  <url>
    <loc>https://docs.natural.com/api-reference/simulations/settle-wire</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/transactions/get-transaction</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/transactions/list-transactions</loc>
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  <url>
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    <lastmod>2026-10-02T02:17:11.273Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/transfers/initiate-deposit</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/transfers/initiate-internal-transfer</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/transfers/initiate-withdrawal</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/transfers/list-transfers</loc>
    <lastmod>2026-10-02T02:17:11.264Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/voice/create-voice-session</loc>
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  <url>
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  <url>
    <loc>https://docs.natural.com/api-reference/voice/get-voice-session-transcript</loc>
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    <loc>https://docs.natural.com/api-reference/voice/list-voice-sessions</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/create-wallet</loc>
    <lastmod>2026-10-02T02:17:11.776Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/detach-agent-from-wallet</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/freeze-wallet</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/get-wallet</loc>
    <lastmod>2026-10-02T02:17:11.810Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/grant-agent-access-to-wallet</loc>
    <lastmod>2026-10-02T02:17:11.861Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/list-wallet-agents</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/list-wallets</loc>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/set-agent-default-wallet</loc>
    <lastmod>2026-10-02T02:17:11.885Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/set-default-wallet</loc>
    <lastmod>2026-10-02T02:17:11.830Z</lastmod>
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    <loc>https://docs.natural.com/api-reference/wallets/unfreeze-wallet</loc>
    <lastmod>2026-10-02T02:17:11.853Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wallets/update-wallet</loc>
    <lastmod>2026-10-02T02:17:11.819Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/webhooks/create-webhook</loc>
    <lastmod>2026-10-02T02:17:12.066Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/webhooks/delete-webhook</loc>
    <lastmod>2026-10-02T02:17:12.113Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/webhooks/get-webhook</loc>
    <lastmod>2026-10-02T02:17:12.095Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/webhooks/list-webhooks</loc>
    <lastmod>2026-10-02T02:17:12.087Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/webhooks/rotate-webhook-signing-secret</loc>
    <lastmod>2026-10-02T02:17:12.075Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/webhooks/update-webhook</loc>
    <lastmod>2026-10-02T02:17:12.104Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wire/cancel-wire-payment</loc>
    <lastmod>2026-10-02T02:17:11.205Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wire/create-wire-payment</loc>
    <lastmod>2026-10-02T02:17:11.175Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wire/get-wire-payment</loc>
    <lastmod>2026-10-02T02:17:11.197Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/api-reference/wire/list-wire-payments</loc>
    <lastmod>2026-10-02T02:17:11.184Z</lastmod>
  </url>

  <url>
    <loc>https://docs.natural.com/changelog</loc>
    <lastmod>2026-10-02T02:17:24.152Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/changelog/mcp-client-support</loc>
    <lastmod>2026-08-24T22:23:59.690Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/changelog/resource-tags</loc>
    <lastmod>2026-08-24T22:23:59.688Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/changelog/sandbox-beta</loc>
    <lastmod>2026-08-24T22:23:59.689Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/changelog/webhook-replay</loc>
    <lastmod>2026-09-13T23:18:31.589Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/accept/pay-by-link</loc>
    <lastmod>2026-10-01T22:00:21.747Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/accept/refund-a-card-payment</loc>
    <lastmod>2026-09-22T01:34:22.142Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/accept/test-in-sandbox</loc>
    <lastmod>2026-09-22T01:34:22.145Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/agents/create-agent</loc>
    <lastmod>2026-09-13T23:18:31.587Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/agents/handles</loc>
    <lastmod>2026-09-13T23:18:31.588Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/agents/manage-agents</loc>
    <lastmod>2026-09-13T23:18:31.579Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/ach</loc>
    <lastmod>2026-09-25T20:36:37.584Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/agent-keys</loc>
    <lastmod>2026-09-13T23:18:31.590Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/agents</loc>
    <lastmod>2026-09-30T22:47:13.188Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/api-keys</loc>
    <lastmod>2026-09-13T23:18:31.592Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/approvals</loc>
    <lastmod>2026-09-13T23:18:31.580Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/card-payments</loc>
    <lastmod>2026-09-24T23:06:07.706Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/card-sessions</loc>
    <lastmod>2026-09-29T20:30:07.373Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/chargebacks</loc>
    <lastmod>2026-09-25T22:50:55.527Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/customers</loc>
    <lastmod>2026-09-16T18:30:45.808Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/events</loc>
    <lastmod>2026-09-29T21:08:21.616Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/external-accounts</loc>
    <lastmod>2026-09-13T23:18:31.581Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/external-parties</loc>
    <lastmod>2026-09-22T00:16:31.187Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/limits</loc>
    <lastmod>2026-09-13T23:18:31.576Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/natural-issued-cards</loc>
    <lastmod>2026-09-29T20:30:07.372Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/parties</loc>
    <lastmod>2026-09-15T18:59:13.805Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/party-invitations</loc>
    <lastmod>2026-09-13T23:18:31.591Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/payment-intents</loc>
    <lastmod>2026-09-28T20:05:41.627Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/payment-requests</loc>
    <lastmod>2026-09-16T18:30:45.821Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/payments</loc>
    <lastmod>2026-09-13T23:18:31.577Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/plans</loc>
    <lastmod>2026-10-01T02:40:05.218Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/realtime</loc>
    <lastmod>2026-09-25T20:36:37.583Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/refunds</loc>
    <lastmod>2026-09-22T01:34:22.142Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/transactions</loc>
    <lastmod>2026-09-25T22:35:36.776Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/transfers</loc>
    <lastmod>2026-09-22T18:38:05.873Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/voice-sessions</loc>
    <lastmod>2026-09-29T01:27:44.722Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/wallet-access</loc>
    <lastmod>2026-09-25T17:49:59.095Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/wallets</loc>
    <lastmod>2026-09-13T23:18:28.905Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/webhooks</loc>
    <lastmod>2026-09-22T04:05:52.480Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/concepts/wire</loc>
    <lastmod>2026-09-25T20:36:37.581Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/connect/invite-customer</loc>
    <lastmod>2026-09-30T17:34:16.629Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/connect/manage-access</loc>
    <lastmod>2026-09-13T23:18:28.903Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/connect/move-money-for-customer</loc>
    <lastmod>2026-09-25T17:49:59.095Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/controls/approvals</loc>
    <lastmod>2026-09-13T23:18:28.901Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/controls/limits</loc>
    <lastmod>2026-09-13T23:18:28.901Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/controls/wallet-access</loc>
    <lastmod>2026-09-25T17:49:59.094Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/accept-payments</loc>
    <lastmod>2026-09-22T01:34:21.403Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/accept-voice</loc>
    <lastmod>2026-09-30T00:31:13.008Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/build-platform</loc>
    <lastmod>2026-09-13T23:18:28.899Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/collect-money</loc>
    <lastmod>2026-09-16T18:30:45.749Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/issue-cards</loc>
    <lastmod>2026-09-13T23:18:28.898Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/platform-agentic-commerce</loc>
    <lastmod>2026-09-13T23:18:28.897Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/platform-ap-ar</loc>
    <lastmod>2026-09-13T23:18:28.897Z</lastmod>
  </url>

  <url>
    <loc>https://docs.natural.com/guides/flows/platform-embedded-finance</loc>
    <lastmod>2026-09-13T23:18:28.896Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/platform-treasury</loc>
    <lastmod>2026-09-13T23:18:28.896Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/send-money</loc>
    <lastmod>2026-09-13T23:18:28.895Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/flows/wallets-and-balances</loc>
    <lastmod>2026-09-13T23:18:28.895Z</lastmod>
  </url>

  <url>
    <loc>https://docs.natural.com/guides/overview/compliance</loc>
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  <url>
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    <loc>https://docs.natural.com/guides/products/wallet</loc>
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  <url>
    <loc>https://docs.natural.com/guides/transfers/deposit-and-withdraw</loc>
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  <url>
    <loc>https://docs.natural.com/guides/transfers/transfer-between-wallets</loc>
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  <url>
    <loc>https://docs.natural.com/guides/voice/call-log</loc>
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  <url>
    <loc>https://docs.natural.com/guides/voice/take-a-payment</loc>
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  <url>
    <loc>https://docs.natural.com/guides/wallets/vault</loc>
    <lastmod>2026-09-13T23:18:28.907Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/wallets/wallets</loc>
    <lastmod>2026-09-13T23:18:28.913Z</lastmod>
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  <url>
    <loc>https://docs.natural.com/guides/webhooks/receive-events</loc>
    <lastmod>2026-09-30T22:47:13.106Z</lastmod>
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</urlset>