> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Send payments

> Your agent pays anyone by email, phone, or handle

<img src="https://mintcdn.com/natural-b3c9dd77/_ZzQDNYgSVsMCM43/assets/heroes/pay-hero.jpg?fit=max&auto=format&n=_ZzQDNYgSVsMCM43&q=85&s=0cbfb06b938c0c89e0ff1b5ccd0199c4" alt="Sending a payment on Natural" className="hero-image" noZoom width="1200" height="640" data-path="assets/heroes/pay-hero.jpg" />

Your agent can:

* Pay anyone by email, phone, `@handle`, or party ID
* Settle directly to recipients on Natural, or send a payment claim to recipients new to Natural
* Spend only within the per-transaction, daily, and monthly limits you set, with anything over
  surfaced for your approval

<Steps>
  <Step title="Set the guardrails">
    Set limits on what your agent can move per transaction, per day, and per month. Anything over a limit
    stops and waits for a human approval.

    Read more: [Set agent limits](/guides/controls/limits) and
    [Approvals](/guides/controls/approvals).
  </Step>

  <Step title="Pay anyone">
    Address the recipient by email, phone, `@handle`, or party ID. If they're on Natural, the
    payment settles directly. If they're not, it reaches them as a claim and onboards them when
    they accept.

    Read more: [Send a payment](/guides/payments/send-payment).
  </Step>

  <Step title="Track it">
    Every payment has a status you can follow from sent to settled via dashboard or webhook.

    Read more: [Track a payment](/guides/payments/track-payment).
  </Step>
</Steps>