> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

# AP/AR

> Run a customer's payables and receivables end to end: collect what's owed, pay the bills, and reconcile both sides

AP/AR is running a customer's payables and receivables end to end: your agent collects what's owed
into the customer's wallet, pays the bills they owe from it, and reconciles both sides against your
system of record.

Your agent can:

* Request and collect receivables into the customer's wallet by email, phone, @handle, or party ID
* Collect on any rail the payer chooses; Natural auto-reconciles wires and other payments against
  the right request using the one-time instructions it generates for each one
* Pay the customer's vendors and bills from the same wallet, holding large payments for approval
* Match every settled payment to an open invoice against a single transaction feed, and surface
  exceptions

Where this shows up:

* **Cash application** — Collect inbound payments that arrive already matched to each open
  receivable, so reconciliation happens automatically.
* **Bill pay** — Schedule and pay vendor bills from the customer's wallet, with approvals on
  anything large.
* **B2B invoicing** — Issue invoices, collect on any rail, and track who has paid and who is still
  open.

You own the ledger (invoices, terms, matching rules, and approvals), and Natural moves the money
and hands back a reconcilable record of every payment in and out.