> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> The single ledger of every money movement on your account

A transaction (`txn_*`) is one money movement recorded from your party's point of view. Every [Payment](/guides/concepts/payments) and [Transfer](/guides/concepts/transfers) that touches your party produces one, so the transaction list is the single feed to reconcile against. Transactions are read-only: you create payments and transfers.

## Reading a transaction

Each transaction says what kind of movement it was, which direction the money went relative to you, and which payment or transfer produced it. Movements that settle asynchronously, like ACH deposits, carry a projected funds-available time.

## Internal transfers

A transfer between two of your own wallets is one movement with two legs. It appears once in the party-wide list; filter by wallet to see that wallet's leg.