> ## Documentation Index
> Fetch the complete documentation index at: https://docs.natural.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> Payments and transfers held for review by a spending limit

An approval (`apr_*`) is a payment or transfer held for a human decision. Natural creates one when a movement breaches a [Limit](/guides/concepts/limits): the original call still succeeds, but nothing moves until someone approves. You never create an approval; you resolve the ones the system opens.

## Who resolves an approval

An approval belongs to the party behind the limit that was breached. You resolve holds triggered by your own party and agent limits. When a hold comes from a limit a customer set on their connection with you, that customer resolves it. If a single movement breaches limits owned by more than one party, it must be approved by each of those parties before the money moves.

An agent can never clear a hold, by design. Approvals are resolved in the dashboard or with your own credentials, never by the agent that triggered them.